Home Finance
Home Loan
The right rate for the place you'll call home.
A home loan is a 15–25 year commitment, and a 0.5% rate difference can cost lakhs. We compare offers across leading banks and housing finance companies, negotiate processing fees, and walk you through every step from sanction to registration — so you close on your home with total clarity.
Residential Plot Purchase
Plot loans for buying residential land in approved layouts — funding up to 75% of the plot value with tenures up to 15 years. Convert to a composite plot-plus-construction loan when you are ready to build and unlock home-loan interest rates on the full amount.
New Home Purchase
Funding up to 90% of property value for ready and under-construction homes.
Construction Finance
Stage-wise disbursals matched to your build schedule on your own plot.
Balance Transfer
Move an existing loan to a lower rate and unlock top-up funds with minimal paperwork.
Run Your Numbers
What would your home loan cost?
Typical figures for this product are pre-filled — adjust them to match your plan.
₹40 L · enter ₹1 L to ₹5 Cr
Enter 6% to 20% per annum
Enter 1 to 30 years
Indicative calculation on reducing balance. Your exact rate depends on your profile — we negotiate it down across 35+ banks.
Your Monthly EMI
₹34,713
- Principal₹40,00,000
- Total Interest₹43,31,103
Total Interest
₹43,31,103
Total Payment
₹83,31,103
Common Questions
Home Loan — answered honestly.
Banks typically lend up to 60x your net monthly income, adjusted for existing obligations. We assess your profile across lenders to find the highest sanctioned amount at the best rate.
For most borrowers floating rates linked to the repo rate work out cheaper over time. We model both scenarios for your tenure before you decide.
If your current rate is 0.5% or more above market and you have 8+ years of tenure left, a transfer usually pays for itself within months. We calculate the exact break-even for you.
Let's get your home loan moving.
Share your requirement and get a clear, personalised assessment within one working day.